My blog about home loans
* The mortgage crisis has made bankers hungry for good borrowers. If you have good credit and job security, you'll find it easier than ever before to be accepted. However, expect lenders to be more conservative with credit and with home mortgage options. The new kinds of non amortizing loans that were so popular and so freely given over the last decade or two were a large factor in the recent collapse of the real estate industry, so if you want to take out a non amortizing loan, bring exceptionally strong financial credentials to the table. * And, of course, interest rates are about as low as they can go.